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You are here: Home / Finances / 8 Week Christmas Savings Challenge

8 Week Christmas Savings Challenge

October 26, 2022 by Beth

8 Week Christmas Savings Challenge

I don’t know if anyone has told you this, but it’s not too late to start saving for Christmas! Even though the holiday season is fast approaching, this 8-Week Christmas Savings Challenge could make a difference between having funds available to shop with or racking up credit card debt.

 

How Much Money Should I Save?

There are blank spaces on the printable where you can write in the amount you want to save each week. Consider it a goal amount, as opposed to a “have to” amount. My goal is to fill each of those blanks with $50 to $100. However, it will all depend on how our budget looks and what extra expenses we might have for each week. For instance, I know I have a large bill that must be paid by the end of December. I have to budget for those weekly payments first, then decide what to do with money leftover. On the opposite of that, I also know my husband should have quite a few hours of overtime on his next paycheck and hopefully, it will be enough to allow for extra Christmas savings. So whatever you have left after you budget out your regular bills and living expenses should help you determine how much to save.

If you can only afford an extra $10 a week, that’s still $80 and that is enough to buy a few gifts or groceries. Now imagine what kind of Christmas you could have if you could put back an extra $50 or $100 a week. Depending on the size of your gift and grocery lists, that might be enough to pay for your whole Christmas or at least put a huge dent in it without worrying about debt you’re going to have to pay back next year.

 

How Can I Save Extra Money When I Feel Like the Budget Is Already Stretched Too Thin?

I totally get it. The price of everything keeps going up and none of us are sure if there is any relief coming. The first thing I suggest is to start getting rid of things you don’t want or don’t use. Have a yard sale, sell it online, or take it to the local flea market if you have one. Keep a running list of people you are buying gifts for and make a budget. Additionally, keep a running grocery list–not just for your regular meals, but for Christmas dinner, etc.–and shop the sales. Very few people actually enjoy couponing and comparison shopping, but now is the time to embrace it!

For all of these tips and more, make sure to read my article on getting prepared for Christmas. It has 10 steps to help you plan and prepare for Christmas, plus links to menu and gift ideas.

 

Christmas Savings Challenge Printable

The printable for the 8 Week Christmas Savings Challenge is available by clicking on the link beneath the photo. Print yours today and start saving!

 

8-Week Christmas Savings Challenge

 

 

 

Make sure to sign up below for the That One Mom Subscriber Library for free printables that are only available to subscribers!

 

 

 

 

 

 

Filed Under: Christmas, Finances, Fun, Writing On the Wall Tagged With: Christmas savings challenge

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Hi! I’m Beth and I’m So Glad You’re Here!

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